Benefits

The NIBTT pays benefits to persons who register and pay contributions to the National Insurance System.

Over the years significant changes have been made to the NI System. These changes provided:

  • more generous cash benefits to insured persons and their dependent survivors
  • increased levels of earnings that are subject to N.I. contributions keep the value of benefits relevant to current levels of earnings; and
  • marginally increased rates at which contributions are paid on insurable earnings that part of an insured person’s earnings that is covered by the National Insurance System, introduction of tougher measures to allow the NIBTT to protect the system against fraudulent claims and other fraudulent activities.

Employed persons who earn $200.00 or more per week must be registered and are required to contribute to the National Insurance System. These contributions allow insured persons to qualify for a range of benefits.

Employed persons earning less than $200.00 per week and who are contributors as at March 3, 2014 and continued in insurable employment on March 4, 2014 will continue to participate in the National Insurance System.

Categories OF Benefits

Value is added to our customers’ lives by offering 23 benefits in 7 categories. These benefits are designed to alleviate economic burdens.

The National Insurance Sickness Benefit is paid to an insured person who is incapable of working because of sickness or because he is suspected of having a contagious disease and is so certified by a Registered Medical Practitioner.

Read more…

The National Insurance Maternity Benefit is paid to insured women who are away from work as a result pregnancy.

This Benefit includes the Maternity Grant, Maternity Allowance and Special Maternity Grant.

Read more…

The National Insurance Invalidity Benefit is paid to an insured person who is medically certified as an invalid and who has made the required number of contributions to the system.

Read more…

The National Insurance Funeral Grant is a lump-sum payment made to the person who met the cost of Funeral Expenses of a deceased insured person.

Read more…

The National Insurance Retirement Benefit is designed to supplement the income of individuals after retirement.

This Benefit includes the Retirement Pension and Retirement Grant.

Read more…

The National Insurance Employment Injury Benefit is paid to an insured person who is rendered incapable of work through personal injury caused by an accident, which arises out of and in the course of his employment, or through a prescribed industrial disease caused by the nature of his employment.

This Benefit includes Injury Allowance, Medical Expenses, Disablement Grant, Disablement Pension, and Employment Injury Death.

Read more…

The National Insurance Survivors’ Benefit is a periodical payment made to specific dependents of an insured person who dies otherwise than by way of employment injury.

This Benefit includes Widow’s Pension, Widower’s Pension, Remarriage Grant, Child’s Allowance, Orphan’s Allowance, and Dependent Parent Pension

Read more…

Frequently Asked Questions

123

Quick Links
Application Guidelines Benefits Rates