About Us

The National Insurance Board of Trinidad and Tobago (NIBTT) is a body corporate established by Act of Parliament No. 35 of 1971.

The NIBTT takes pride in being a customer oriented and service driven organization responsible for the operation and administration of the country’s National Insurance System (NIS), which provides protection to over 600,000 insured persons against the economic and social distress, caused by loss of earnings arising out of work-related injuries and other contingencies.

We continue to focus on improving efficiency and creating new opportunities for serving our 634,381 customers.

Today we stand proud, adding value to our customers’ lives with 23 benefits in 7 categories, fourteen (14) conveniently located Service Centres and a vision for the future.

We continue to make provisions so that your life’s journey will be a little easier with each passing year.

Over 50 Years of Service Excellence
principles of Social Insurance

Universality
All persons who qualify as insured persons are covered under the NI Act without exception.

Compulsion
No one who qualifies as an insured person is allowed to opt out of the system.

Pooling of Risk
The risk and cost are spread out over a large number of persons thereby making the system affordable.

Redistribution
Income is distributed from high wage earners to low earners; from well to the sick; from the employed to the retired; from the living to the dependents of the dead.

Portability
Social Insurance is portable, following the worker from job to job.

Wage Stop
This principle aims to cover a level of earnings that will guarantee a reasonable level of income replacement for the lower middle income earners.

Loss of Earnings
Benefits are paid subject to loss of earnings.

Economic Independence
Benefits form only a percentage of assumed earnings. Workers must not be provided with an incentive to stay away from the job. For the welfare of the country, all the skills and resources are required on the job to facilitate the task of national development.

BRief history of the nibtt

It is appropriate to indicate very briefly the historical sequence of events which led to the proclamation of Act No. 35 of 1971.

After a series of joint studies undertaken by the Government of Trinidad and Tobago and the International Labour Organization from as early as 1958, a small Unit of Public Servants was set up in the Ministry of Finance in 1966 under the direct supervision of its Parliamentary Secretary, to undertake preparatory work for developing a comprehensive system of Social Security for Trinidad and Tobago.

Two major developments resulted from the work of the Unit. Firstly, a Division of Pensions and National Insurance was established in the Ministry of Finance in 1968, and secondly, a White Paper on Social Security for Trinidad and Tobago was prepared and circulated for public comment in September 1969. There ensued from the evaluation of public comment, a series of tripartite discussions between Government, representatives of the Business sector and the Labour movement. Following on this, a Tripartite Conference on Social Security was organized to examine in detail the contents of the White Paper and comments associated therewith. Consequent upon the conclusion of the Conference, a new document was published incorporating the combined views of government, Business and Labour.

The next stage in the development of the National Insurance System related to the drafting of the relevant legislation. This was undertaken in two phases.

The first step required the enactment of registration laws, which put an obligation on employers to register themselves and also to ensure the registration of workers in their employment. Act No. 42 of 1970 provided for this. In addition, it provided for authorized officers in the service of the Division of Pensions and National Insurance, (which by now had been re-assigned from the Ministry of Finance to the Ministry of Labour, Social Security and Co-operatives) to be empowered to perform certain functions in respect of the registration of employers and employed persons.

The second step involved the enactment of the principal legislation, provided for the establishment of a National Insurance System, deriving income and paying benefits from compulsory contributions paid by employers and employees. The principal instrument, Act No. 35 of 1971, also made provision for the management of the system, its mode of operations, the proclamation of appointed days for bringing the system into operation and for the introduction of several benefits, and other related matters considered necessary to its efficient and effective functioning. The appointed day for bringing National Insurance on stream was April 10th, 1972.

It will be readily appreciated that the introduction of a system of such magnitude, directly affecting the lives of a substantial percentage of the citizens of Trinidad and Tobago, had to be preceded by a vast education campaign. This important pre-legislation phase of development was conducted for a period of almost two years and involved every member of staff. Seminars, lectures, discussions and informal talks were held throughout Trinidad and Tobago. Pamphlets, posters and handbills were extensively used to spread knowledge about the system. The programme was spear-headed by the Public Relations Department which, with a minimum of staff, performed a public education feat of no mean significance.

POSITIONSDIRECTORSALTERNATES
ChairmanMervyn M. De Souza
Deputy ChairmanLeonard WilliamsLennox Farrell
Francis CorbieThomas A. Cross
Hercules N. AdamsHarvey Lewis
Louis Blanche-FraserDenis de Verteuil
Colin P. D’ArcyLouis Rostant
Diana Mahabir (Mrs)Gordon Mancini
Cyril LopezNathaniel Crichlow
Gadraj SinghCarlton Savary
Elton PetersUrsula Gittens (Mrs)
Lennox R.H. Paul – Ex Officio
POSITIONSPRINCIPAL OFFICERS
Executive DirectorLennox R.H. Paul
Controller, AdministrationEuadne Gordon (Mrs)
Comptroller, Finance and AccountsClaire B. Idowu (Mrs) (Ag)
Comptroller, Research And DevelopmentMaurice Gobin
Personnel Manager
SecretaryJanice Chu Him (Ms)

mission, vision & core values

MISSION

“The Effective Management of National Insurance through Good Governance, Technological Advancements & Empowered Employees, to Ensure Quality Service Delivery”

Vision


“To Be an Innovative Provider of Relevant National Insurance”

Core Values

Collaboration & Commitment
Accountability
Resourcefulness & Resilience
Empathy

Corporate governance

The Board of Directors is a tripartite body with equal representation by Government, Business and the Labour Movement, an independent Chairman and the Executive Director, who is an ex-officio member. Directors are appointed for a period of not more than two years but may be reappointed. The NIBTT reports to Parliament through the Ministry of Finance and the Economy.

Patrick Ferreira
Chairman
Appointed: Jan. 20th, 2022
Douglas Camacho
Deputy Chairman
Director – Business
Marilyn Gordon
Director
Government
James Lambert
Director
Labour
Gary Awai
Director
Business
Calvin Bijou
Director
Government
Gregory Marchan
Director
Labour
Javed Razack
Director
Business
Muriel Alfred-James
Director
Government
Teddy Stapleton
Director
Labour
Niala Persad-Poliah
Executive Director
(Ex-Officio)
Executive Director and Executive Management Team

The Executive Director is the Chief Executive Officer of the NIBTT and is responsible for carrying out the decisions of the Board of Directors. The Executive Director leads a team of Executive Managers who oversee the operations of the Board.

OPERATIONAL STRUCTURE

The operations of the NIBTT are divided into eight (8) Business Units and five (5) Departments as follows:

Business Units
  • Risk
  • Technology
  • Investments
  • Legal Services
  • Human Resources
  • Insurance Operations
  • Finance and Administration
  • Policy, Planning and Actuarial Services
Departments
  • Corporate Projects
  • Corporate Communications
  • Investigations and Controls
  • Corporate Secretariat
  • Internal Audit
Niala Persad-Poliah
Executive Director
Brendon Nelson
Chief Operating Officer
Corporate Services
Vacant
Chief Operating Officer
Business Services
Navin Rajkumar
Executive Manager
Investment
Andy Edwards
Executive Manager
Policy Planning & Actuarial Services
Greta Stephen
Executive Manager
Insurance Operations
Isha Khan
Executive Manager
Human Resources

Sarah Baboolal
Executive Manager
Legal Services
Amanda Fulchan-Lakhan
Executive Manager
Technology
Adrian Clarke
Executive Manager
Risk
Vacant
Executive Manager
Finance and Administration
Renee Camillo-Castillo
Internal
Auditor
Clint Connelly
Manager
Corporate Projects
Christopher James
Manager
Corporate Communications (Ag.)
Madhavi Teeluckchan-Maraj
Corporate
Secretary
Anika Gordon-Bedeau
Manager
Investigations and Controls
Office of the Executive Director
Anika Gordon-BedeauManager Investigations and Controls
Clint ConnellyManager Corporate Projects
Tricia ClarkeManager Corporate Communications
Renee Camillo-CastilloInternal Auditor
Madhavi Teeluckchan-MarajCorporate Secretary
Candice GeorgeAssistant Corporate Secretary
Sherene SpencerExecutive Assistant
Office of the Chief Operating Officer – Corporate Services
Javed KhanManager Facilities Services and Security
Investment
Viveka GoolcharanManager Investments  – Fixed Income
Amrit SeunarineManager Investments – Equities
Russel RamdewarSenior Investment Analyst
Trevis GangayaSenior Investment Analyst
Debra GrossManager Mortgages
Finance and Administration
Karen Davis-Holder Financial Accountant
Jennifer CreeseManager Budgets and Controls
Ahcadi BradshawManager Settlements
Risk
Donna LawrenceManager Compliance Risk
Candace Ward Manager Operational Risk
Moses MohammedManager Business Continuity
Policy, Planning and Actuarial Services
Karlene Noreiga Manager, Actuarial Services
Donnel Cuffie Manager, Research and Development
Insurance Operations
Shaun WaldronManager Insurance Operations
Sherwin WilliamsArea Operations Manager
Tracey Du Bois-OttleyArea Operations Manager
Sharon Mc NeilArea Operations Manager
Ryan IsavaManager Customer Relations
Raymond JamesManager Contribution Collection and Compliance
Human Resources
Bianca Attong Manager Human Resource Services
Michael Gopaul Manager Organization Development
Darcell Lovell-Peters Industrial Relations Officer
Legal Services
Rishi RamrattanManager Procurement
Jerome RileyLegal Officer
Bernadine HenryLegal Officer
Louise PetersLegal Officer
Chael CasimireLegal Officer
Technology
Darien PetersManager IT Infrastructure
Roy JackManager Database, Administration & Support
Mikhail NoelManager IT Development
Adrian FortuneManager IT Security
Kareem BelconICT Project Coordinator Leader